Combine the best features of a cash offer in a competitive new home loan, so you can beat out other buyers for your dream home without paying more.
Cash-Backed Offer
Even if your loan isn’t 100% clear to close, we guarantee to fund the loan with our cash on the closing date. This means your offer is not contingent* on financing so you’re up to 4X more likely to win your dream home.
Appraisal Protection
A low appraisal means you risk losing your new home if you don’t come up with the extra cash. If your appraisal comes in low, Knock provides a credit for up to 100% of your closing costs** to help you bridge the gap.
You pay no Extra Fees
Pay no extra fees for your Knock Guaranteed Offer, and our rates are competitive with other lenders. So you get the buying power of cash at ZERO additional cost.
How it Works
GET APPROVED
Answer a few standard questions about yourself to get started.
START MAKING CASH-BACKED OFFERS
Put in an offer that makes you stand out in a crowded market.
CLOSE AND MOVE IN
Let us know when you’ve found your dream home! We’ll set your closing date together, so you can move right in.
No double closing costs - own your home and build equity on Day 1
Appraisal protection
Guaranteed closing date
Lender fees
$1,450
$2,000
$2,000
Origination or program fees
0%
0-1%
2-3%
Frequently Asked Questions
Nope! You'll pay the mortgage on your new home, immediately building equity, while Knock helps cover your monthly mortgage payments on your old house.
Before you buy your new house, Knock will issue a backup offer on your old house that goes into effect after 6 months, so your can rest easy knowing that your are covered- no matter what.
There is no catch but don't take Knock's word for it. You can read 700+five-star reviews from our customers on Zillow.