Many of us are facing difficult financial times due to the effects of the COVID-19 pandemic.

In light of that, according to the Federal Trade Commission (FTC), all three national credit reporting agencies all offering weekly access to credit report monitoring for free.

Monitoring your credit report is a helpful tool to manage your financial data, with information about your credit history and payment history that lenders, creditors, and other businesses rely on when deciding to offer you loans or credit.

Normally, though, accessing credit reports often will cost you. But right now, due to the coronavirus pandemic, everyone is eligible to get free, weekly credit reports from Equifax, Experian, and Transunion.

To get your free credit reports, the FTC says you can go to

Each of three national credit reporting agencies has said they’re making reports free for the next year.